Compare 85+ Business Equipment Loans & Equipment Finance.

At Tradiespace, we are your go-to for equipment finance across Australia.T he right gear can make a massive difference to your business, boosting your efficiency, helping you grow, and keeping you ahead of the competition. We get how important it is to have the latest tools, machinery, or tech. That is why we use smart AI technology to make the equipment finance process quick, simple, and matched to what you need. Use our equipment loan comparison tool to find the best rates and get the right finance to move your business forward.

✅  No Impact on Credit Score.
✅  7-Minute Pre-Approval.
✅  Compare 85+ Lenders Instantly.
✅  No Hidden Fees.
✅ Our Brokers Will Secure the Ideal Loan for You.

What Are Equipment Loans & Commercial Equipment Loans?

Equipment loans, also called chattel mortgages, are a type of business loan used to buy gear, machinery, or vehicles. The loan is usually secured against the equipment itself, meaning the lender can take it if you do not keep up with repayments. You pay the loan back, with interest, over an agreed period, making it a simple way to get the gear you need without draining your cash flow.

Why Pick Tradiespace Equipment Finance For Business?

Every business is unique, which is why Tradiespace employs the latest AI to process your documents quickly, compare equipment loans in Australia thoroughly, and match you with the best equipment lending options. This AI-driven method speeds up the application and increases the chance of finding the perfect loan for your needs.

Equipment Finance Options Across Industries.

We provide equipment financing for:

Medical Equipment
Fitness and Gym Equipment
Agriculture Equipment
Heavy and Specialised Equipment
Restaurant Equipment
Manufacturing Equipment
Construction Equipment
Office Machinery
Second-Hand Equipment Financing

Our Equipment Finance Loan Features.

Competitive Rates: We offer some of Australia's best equipment loan rates through our wide network of lenders.
Flexible Terms: Customise your loan to fit your business's cash flow, minimising financial stress.
Wide Range of Equipment Financing: Get access to Leasing, Rent to Buy, Commercial Hire Purchase and Chattel Mortgage.
Quick Approval: Thanks to our AI, we ensure fast processing and approval for equipment financing loan letting you get your equipment without delay.

Why Choose Tradiespace for Your Equipment Loan Needs.

Our platform makes applying for an equipment loan simple:

Equipment Loan Calculator: Start with our equipment loan calculator. Adjust the numbers to reflect how much you're looking to borrow and for how long.
Document Processing: Upload your financial documents to our secure platform for quick processing with our proprietary AI.
Loan Comparison: Our system compares loans from various lenders to find the best rates and terms for you.
Matchmaking: We then match you with the ideal loan options based on your business's needs and financial health.
Decision Making: You'll get a detailed comparison of your best loan options to make an informed choice. For more personalised assistance, talk to our loan specialist humans to help you.

Why Pick Tradiespace for Equipment Loans?

Every business is different, and that is why Tradiespace uses smart AI technology to sort your documents fast, compare equipment loan options across Australia, and match you with the best deals. Our AI-driven system speeds up the whole process and gives you a better shot at locking in the right loan for your business needs.

Trade Equipment Loans for Every Tradie Business

We help finance all types of gear, including:

Construction Equipment
Earthmoving and Heavy Machinery
Trade Tools and Specialist Equipment
Farming and Agricultural Machinery
Workshop and Manufacturing Equipment
Trailers, Utes, Trucks, and Work Vehicles
Office and Site Machinery
Second-Hand Equipment and Machinery
Cranes

Why Choose Tradiespace for Your Equipment Loan Needs.

Our platform makes applying for an equipment loan simple:

Best Rates: We give you access to some of Australia's best equipment loan rates through our wide network of 85+ lenders.
Quick Document Processing: Upload your financial documents to our secure platform for quick processing.
Compare Plenty of Finance Options : Choose from Leasing, Rent to Buy, Commercial Hire Purchase, or Chattel Mortgage - whatever fits you best.
Flexible Terms: Set up your loan to suit your cash flow, so you can keep the pressure off your business..
Fast Approvals: Our smart AI speeds up the process, so you can get your gear sorted without any hold-ups.

More Gear.
More Growth.
Bigger Tools.
Bigger Jobs.

Whether you are starting out or expanding, upgrade your business today with the right equipment loan and finance options.

Why Get an Equipment Loan?

In today’s fast-moving world, having a good plan is not enough, you need the right tools and gear to back it up.That is where equipment loans come in. They give businesses the boost they need to lift their operations, stay competitive, and keep growing. Here is why equipment loans are a smart move for growing your business:

Save Big on Upfront Costs.

Equipment loans help you avoid big upfront hits to your cash flow, letting you keep your money free for daily operations or new opportunities. With our wide range of lenders, you have plenty of options — including loans that do not need a deposit, letting you fund the full cost of your new gear without dipping into your savings.

Stay Ahead with the Latest Gear.

Equipment finance helps you stay on top by giving you access to the latest tools, tech, and machinery. Having the right gear boosts your work efficiency, keeps you ahead of the competition, and helps your business grow faster.

Tax Advantages.

After a chat with your accountant, you might find that equipment finance could make you eligible to claim interest, fees, and depreciation as tax deductions.Some finance options, like chattel mortgages, even let you claim the GST on the purchase price straight away, giving you faster tax relief and making the investment even smarter for your business.

Own the Gear, Not Just Rent It.

If you want real value for your business, owning your equipment usually beats renting. With Tradiespace, you have flexible options. You can own your gear outright with a Chattel Mortgage, or choose an option like Rent to Buy letting you spread the cost over time while getting straight to work with your new equipment.

Avoid Getting Stuck with Outdated Gear.

In industries where technology moves fast, old equipment can slow you down. Using an equipment loan makes it easier to upgrade when you need to, helping you stay sharp, work smarter, and keep your edge over the competition.

Covers a Wide Range of Gear.

Equipment loans are not just for heavy machinery and tools. You can also finance work vehicles, farm and ag gear, medical equipment, computers, laptops, and even building tools for renovations. No matter what industry you are in, there is a loan option to help you get the equipment you need to keep your business moving.

Benefits of equipment
financing by type of loan:

Benefits	Commercial Hire Purchase	Chattel Mortgage	Equipment Finance Lease	Rent to Buy
Cash Flow Management	✅	✅	✅	✅
Access to Modern Equipment	✅	✅	✅	✅
Flexible Repayment Options	✅	✅	✅
Avoids Large Upfront Costs	✅	✅	✅	✅
Allows for Strategic Financial Planning		✅	✅
Flexible Financing		✅	✅	✅
Broad Applicability	✅	✅	✅	✅
Adaptable to Credit Situations	✅	✅	✅	✅
Quick Access to Funds	✅	✅	✅	✅
GST and Tax Benefits		✅

How Equipment Finance & Equipment Loans Can Work for You.

Running a business is tough enough and growing it gets even harder without the right equipment finance behind you. You should not have to spend hours after a long day on site digging through finance options just to find the right loan. We make it simple by cutting through the noise and helping you find the best equipment loan for your business.

What is a Commercial Hire Purchase (CHP)?

A Commercial Hire Purchase (CHP) is a finance agreement where the lender owns the equipment during the contract, but ownership transfers to the business once all repayments are made, including the final instalment. Businesses can benefit from fixed repayments, potential upfront deposit reductions, and full ownership of the equipment at the end of the term.

What is a Chattel Mortgage?

A Chattel Mortgage is a type of business loan where a lender provides funds to buy equipment, and the business owns the asset from the start while the lender holds a mortgage over it. Businesses can often claim the full GST amount on the purchase price in their first BAS, making it a popular and flexible financing option for Australian companies.

What is an Equipment Finance Lease?

An Equipment Finance Lease is an agreement where a business rents equipment for a set term, with options to renew, upgrade, or return the equipment at the end of the lease. It is ideal for businesses wanting access to the latest equipment without the upfront cost or long-term ownership commitment.

What is a Rent to Buy Agreement?

A Rent to Buy Agreement, also known as Lease-to-Own, allows a business to rent equipment with the option to purchase it at the end of the lease period. It is a flexible solution for businesses that want to trial equipment before buying or prefer to spread costs over time without a large initial outlay.

How to Find the Right Equipment Loan for Your Business?

Searching for the right business equipment loan can be overwhelming. It is easy to get stuck wading through pages of fine print, endless rate offers, and confusing ads. The best way to make sure you are getting the right deal is to compare as many options as you can. Comparing properly gives you the power to find a loan that fits your needs and saves you money. To help you get started, here are a few key things to keep in mind before diving into the search.

Finding a Low 
Interest rate.

Interest rates make a big difference to how much extra you end up paying on your loan every year. When you are looking for a business equipment loan, do not rush it. Picking the first offer without comparing properly could cost you a lot more over time.

Tradiespace x LoanOptions AI makes it easy.

Our platform lets you quickly compare and find the best low-interest equipment loans to suit your business, no fuss, no wasted time, just real options that fit.

More Return (ROI).

Buying equipment can put a real strain on your cash flow, but with the right finance setup, it becomes an investment that drives growth and boosts your returns.

Putting money into the right gear, marketing, or bigger jobs can bring in more revenue, often covering any loan costs and helping you grow faster, even when cash is tight.

These days, there are plenty of ways to finance your business needs — from overdrafts and lines of credit to working capital loans and invoice finance.

Tradiespace helps you find the loan options that deliver the best return on your investment, with the lowest risk to your business.

Ready to check out your commercial equipment finance options?

No bull💩
here.

We tell you straight what you need to know. Enquire with Tradiespace today and take one step closer to locking in the right commercial equipment finance for your business.

Compare Equipment Loans

Hidden &
Secret Fees.

When it comes to financing equipment, the devil is always in the details. If you do not read the fine print properly or the lender is not upfront about all the fees, it can cost you big down the track.

Before you jump into an equipment finance, ask yourself these questions:

Entry and Exit Fees.

Will you get charged any fees to start or finish the loan?

Late Payment Fees.

What does it cost if you miss a repayment?

Early Payment Fees.

Are there penalties if you want to pay the loan off early?

Other Added Costs.

Are there any hidden fees or extra charges you should know about?

Equipment Loan Blogs.

Tradie Financing and Loans

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What is Equipment Finance?

What is Equipment Finance? The Complete Guide

This guide provides everything you need to know about equipment finance in Australia, helping you make informed decisions for your business.

Compare 85+ Business Equipment Loans & Equipment Finance​.

More Gear.More Growth.Bigger Tools.Bigger Jobs.

Why Get an Equipment Loan?

Save Big on Upfront Costs.

Stay Ahead with the Latest Gear.

Tax Advantages.

Own the Gear, Not Just Rent It.

Avoid Getting Stuck with Outdated Gear.

Covers a Wide Range of Gear.

Benefits of equipment financing by type of loan:

How Equipment Finance & Equipment Loans Can Work for You.

What is a Commercial Hire Purchase (CHP)?

What is a Chattel Mortgage?

What is an Equipment Finance Lease?

What is a Rent to Buy Agreement?

How to Find the Right Equipment Loan for Your Business?

Finding a Low Interest rate.

More Return (ROI).

No bull💩 here.

Hidden & Secret Fees.

Entry and Exit Fees.

Late Payment Fees.

Early Payment Fees.

Other Added Costs.

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Compare 85+ Business Equipment Loans & Equipment Finance.

More Gear.
More Growth.
Bigger Tools.
Bigger Jobs.

Benefits of equipment
financing by type of loan:

Finding a Low 
Interest rate.

No bull💩
here.

Hidden &
Secret Fees.

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